Disclosure Specialist

Job Title:

Location:

What you'll do:

What we are looking for:

* Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate
* Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign
* Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate
* Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
* Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures
* Prepare Post Consummation Closing Disclosure, ensuring all fees are accurate and that all fee variances are cured.
* Request and forward refund checks to borrower with PC CD.
* Process adverse action loans and prepare Statement of Denial on declined loans. Audit adverse loans for ECOA and HMDA compliance

What you need to have:

*1+ years experience in a mortgage operations position

* HS Diploma or equivalent
* Encompass loan origination system experience a plus
* Thorough knowledge of TRID and RESPA LE/CD requirements
* Working knowledge of RESPA "Change in Circumstances", including: Valid vs. Invalid changed circumstances reasons
* Conventional and Government loan experienced required
* Strong aptitude for detail, accuracy, and organization
* Ability to prioritize and multi-task with ease
* Excellent interpersonal, written, and verbal communication skills
* Ability to work in a high-volume environment

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation