Consumer Loan Underwriter I

Hudson Valley Credit Union is currently recruiting for the position of Consumer Loan Underwriter I. Primary Function: Make independent loan decisions by approving, denying and counter-offering consumer loans in accordance with loan policies and guidelines.

• Make independent loan decisions by approving, denying and counter-offering consumer loans in accordance
  with prudent industry best practices. May make decisions in the best interest of the Credit Unions desire to
  serve our members and risk tolerance. Communicate the decision to members, directly and indirectly.
• Document loan exceptions thoroughly.
• Ensure that documents required by Truth in Lending are issued in accordance with current regulations.
• Responsible for data integrity in all consumer loan systems.
• Responsible for entering thorough comments in loan systems to support the follow-up and document
  authentication practices.
• Handle member interactions and internal customers over the phone, in writing or in person in a timely,
  professional manner.
• Maintain satisfactory level of technical knowledge and professional skill to keep up with current developments
  and changes in regulations.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU's guiding principles to all activities and responsibilities. This includes the Credit Union's Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union's initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum 1 year of Underwriting experience in consumer lending preferred

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Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact. Come be part of a Great Place to Work!

Employee Perks:

• Base & Variable Pay Structures

• Paid Personal, Holiday & Volunteer Time Off

• Professional Development & Training

• Student Loan Repayment & Tuition Reimbursement Programs

• Medical, Dental & Vision Coverage

• 401(k) With Employer Match & Non-Elective Employer Contribution

• Life, Short-term & Long-term Disability Insurances

• Discounted Loan Rates & Fees

Hudson Valley Federal Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.