Relationship Manager - Commercial II

E

55%

Takes applications for commercial loan business. Partners with Credit Analysis to complete underwriting and obtains appropriate loan approvals. Completes or directs completion of all loan documents and closes loans.

E

20%

Participates in developing lending and deposit business for the bank. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the bank's client base.

E

10%

Monitors existing loan portfolio to maintain a high-quality asset base. Helps to maintain up-to-date credit files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.

E

5%

Assists in collection of past due loans.

E

5%

Assists customers with any loan-related questions and concerns.

N

5%

Performs other duties as assigned.

1.

To comply with the letter and with the spirit of the bank's Code of Business Conduct and Ethics.

2.

To maintain the confidentiality of customer and any other sensitive information.

3.

To produce assigned loan volume (dollars and/or numbers).

4.

To maintain loan portfolio within the standards established for delinquencies and charged-off loans.

5.

To ensure that lending operations are in accordance with established bank policy and are legally compliant.

6.

To maintain a professional, courteous, and friendly atmosphere for customers and co-workers.

7.

To acquire and maintain a working knowledge of regulations and bank procedures. To comply with the provisions of the Bank Secrecy Act and other laws and regulations.

8.

To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity.