Internal Auditor III (Financial Services / Banking / Fintech)

About the Role:

Performs a variety of tasks which include operational, Sarbanes-Oxley (SOX), financial, and compliance audits to add value and improve an organization's operations. Candidates with prior industry experience with third party risk management (TPRM), credit product reviews/underwriting, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors are preferred.

What You Will Do:

• Work closely with audit management in the development of audit objectives, scope, testing strategy, audit procedures, and testing attributes.
• Understand and apply audit methodology and professional practices.
• Lead operational, SOX, financial and compliance audits and perform audit testing as assigned.
• Perform engagement level risk assessments as well as department risk assessments.
• Summarize and analyze data obtained for evidence of deficiencies in controls, duplication of effort, fraud or lack of compliance with laws, government regulations and management policies or procedures.
• Develop solutions to complex problems where analysis of situations and/or data requires evaluation.
• Provide clear, concise and appropriate documentation of work performed, issues and observations using oral and written forms of communication.
• Assist in providing data for compilation of audit reports.
• Perform proactively on issue management items approaching the deadline for closure and perform the validation procedures within the specified timeframe.
• Research and consult on audit services in a wide range of bank product and service lines, with particular focus on TPRM, credit products, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors.
• Lead and participate in business and departmental projects that require analytical and risk assessment skills.
• Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with TPRM, credit products, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors.
• Assist in the development of less-experienced staff through the review of audit work papers and timely feedback.
• Other duties as assigned.

What You Will Need:

• Bachelor's degree or equivalent education and work
• Professional certifications such as CIA, CRMA, CPA, and/or CISA preferred.
• Typically 5+ years with bachelor's or equivalent, with third party risk management, credit product reviews/underwriting, prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors experience preferred.
• Understands business fundamentals and applies them effectively in decision-making and strategy.
• Comfortably navigates uncertainty and unclear situations, finding direction amidst complexity.
• Demonstrates strong expertise and knowledge in specific functional or technical areas.
• Analyzes issues thoroughly, identifies solutions, and addresses problems efficiently.
• Makes sound decisions based on analysis, experience, and judgment.
• Determines what is most important, allocating resources and time to high-priority tasks.
• Upholds ethics and values, ensuring decisions align with organizational standards.
• Maintains integrity and trust, demonstrating honesty and earning the confidence of colleagues and clients.
• Listens actively, showing genuine interest in others' perspectives and providing constructive feedback.
• Practices patience and perseverance, working steadily through challenges and setbacks.
• Manages time effectively, prioritizing tasks and meeting deadlines without compromising quality.
• Maintains a customer focus, understanding client needs and striving to exceed expectations.
• Builds strong peer relationships, fostering teamwork and collaboration.
• Shows compassion, treating others with empathy and respect.
• Exhibits strong planning skills, organizing tasks and resources to achieve audit goals efficiently.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $71,883.22 - $132,757.01

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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