Mortgage Advisor-Expansion Markets

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company's 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU'LL MAKE:

As a Mortgage Advisor - Expansion Markets, you play a key role in deepening relationships with new and existing members through mortgage lending. You will be instrumental in acquiring new mortgages within assigned expansion markets while fostering strong connections with internal and external partners, including Retail NFCs, realtors, builders, and other professionals. Your expertise will guide members through complex mortgage products, ensuring they receive the right loan programs and stay informed throughout the process. Additionally, you will mentor and coach Hybrid Consultants and Managers, enhancing their mortgage knowledge and providing strategic tools for success.

Full-Time Schedule:

9:00 AM - 6:00 PM, Monday - Friday & Saturdays as needed for branch support.

By applying to this requisition, you are expressing your interest in working onsite at our Spokane Home Loan Center and South Hill Neighborhood Financial Center, with the possibility of supporting additional locations as needed.

WHAT YOU'LL DO:

• Member Engagement: Serve as the primary point of contact for mortgage products and services, guiding members through the application and funding process.
• Relationship Building: Strengthen and maintain mortgage relationships with members, employees, realtors, builders, and other professionals to generate referrals and business opportunities.
• Sales & Growth: Drive mortgage sales by identifying and leveraging opportunities within assigned branches or centers, supporting team and individual goal attainment.
• Coaching & Mentorship: Educate and mentor Member Consultants and Managers on mortgage processes, helping them recognize sales opportunities and better serve members.
• Community Involvement: Represent BECU at community events and organizations to build relationships, enhance brand awareness, and generate mortgage business.
• Loan Structuring: Assist members in securing mortgage loans by analyzing financial needs, pre-qualifying for loan programs, and negotiating loan terms within credit union policies.
• Compliance & Regulations: Maintain up-to-date knowledge of federal and state lending regulations, particularly regarding mortgage and home equity loans, ensuring full compliance.
• Industry Expertise: Stay informed on market trends, underwriting guidelines, and mortgage lending technologies to provide the best solutions to members and support team development.
• Problem Resolution: Act as an escalation point for complex member issues, ensuring resolution in alignment with BECU's values and policies.
• Operational Excellence: Support loan processing, underwriting, and closing to enhance efficiency and member satisfaction.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU'LL GAIN:

• Career Growth: Access to mentorship, training, and career advancement opportunities within a thriving financial institution.
• Impact & Influence: The ability to make a real difference in members' lives by guiding them through one of their most important financial decisions.
• Collaborative Culture: Work alongside a team of supportive professionals who share a passion for member success.
• Innovation & Learning: Stay at the forefront of mortgage industry advancements with cutting-edge tools and resources.
• Competitive Benefits: Comprehensive benefits package, including health, retirement, and employee wellness programs.
• Flexibility & Work-Life Balance: Opportunities for remote work, professional development, and community engagement.

QUALIFICATIONS:

Minimum Qualifications:

• Education & Experience: Bachelor's degree or equivalent work experience required.
• Mortgage Lending Expertise: Minimum of 2 years of experience in mortgage loan production, including conventional, FHA, and VA products.
• Sales & Consultative Experience: Minimum of 2 years in mortgage loan sales or consultative sales within financial services or a financial institution.
• Regulatory Compliance: Compliance with SAFE Act legislation, requiring annual Mortgage Loan Originator (MLO) registration.
• Mathematical Proficiency: Strong math skills with the ability to perform complex income analysis.
• Communication & Customer Service: Proficient verbal and written communication skills with a strong ability to resolve problems and build relationships.
• Decision Making: Sound judgment and discretion in decision-making and problem-solving.
• Travel: Occasional travel required.

Desired Qualifications:

• Coaching & Mentorship: Experience as a Member Consultant with a background in training and mentoring.
• Industry Knowledge: Familiarity with mortgage lending systems, underwriting, processing, and tracking programs.
• Community Engagement: Experience participating in community events to generate business and build relationships.
• Technology Proficiency: Ability to work within automated underwriting programs and mortgage loan origination systems.

JOIN THE JOURNEY:

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.