Senior Credit Analyst

At AriensCo, we build more than exceptional products - we create opportunities that impact careers. Our culture values innovative thinking, hard work and determination. We interact in teams, collaborate together and make decisions quickly.

We see growth potential in every team member, and are committed to supporting our employees with continuous training and advancement opportunities.

Our environment? We're corporate, without being "corporate." Whether you work at our headquarters, manufacturing facilities, or one of our global distribution businesses, you'll always have the freedom to create and contribute. Our company vision is "Passionate People, Astounded Customers." Quite simply: it revolves around people

Speaking of people, you're not just employee #1,762 to us. You're family and your role is invaluable. Without exceptional people, we can't continue to produce the amazing products we're known for around the world.

Ready for the ride of your career? Then come join us. By joining our team, you'll have the opportunity to work in a rewarding workplace with a strong sense of community.

Join our dynamic team in Brillion, WI and lead the charge in managing credit-related functions! You'll evaluate credit decisions, research financial data, and determine credit risk levels to establish customer credit lines. By studying industry trends, contacting various sources for credit information, and managing complex credit risks, you'll ensure our company's financial stability. You'll also oversee collections, negotiate with finance companies, and maintain positive relationships with customers. Plus, you'll have the opportunity to implement process improvements and manage special projects. This role is perfect for someone who thrives on making impactful financial decisions and driving success!

THE DAY TO DAY...

• Evaluate credit and make the appropriate decisions

• Research financial variables and multifaceted data; evaluate results of credit investigations; document and/or report findings

• Determine credit risk level; establish credit lines for customer accounts based on research and analysis of critical date

• Study economic trends in our industry to predict the probable success of a new customer

• Contact banks, trade & credit associations, salespeople, provided references, and other sources to obtain decision-able credit information

• Approve, hold, or deny customer orders and transfers based on the current and historical status of the customer's account

• Manage credit risks or situations that may be of a more complex nature; analyze all necessary information and determine best outcome, keeping the company's risk threshold in mind

• Manage collections & account receivable balances, executing against plan to meet established targets

• Evaluate credit-worthiness of new dealer prospects and ensure compliance of all necessary documentation to activate new accounts

• Negotiate with external finance companies to assign new dealers and credit limits

• Research fair dealer termination and buyback laws as it pertains to the termination of dealer accounts, utilizing attorneys as needed to ensure compliance and counsel sales team on findings

• Assign/revise appropriate credit exposures to dealers, based on several factors such as payment history, tenure of relationship, capacity of past payments, etc.

• Coordinate terms for seasonal plans with other internal departments and external finance companies

• Maintain positive relationships and open/honest communication with external and internal customers

• Work with outside collection agents and/or attorneys when appropriate; Interface with external finance companies, daily

• Initiate and implement process improvement initiatives, resulting in departmental cost savings

• Manage special projects as assigned

THE QUALIFICATIONS...

• A Bachelor's Degree in finance, accounting or business administration required

• A minimum of 5 years related experience is required

• Experience with "Floorplan" and consumer credit is desirable

Since 1933, the AriensCo name has been associated with reliable, durably crafted, high-performance outdoor power equipment. Our core values - Be Honest, Be Fair, Respect the Individual, Keep our Commitments, and Encourage Intellectual Curiosity define our culture and inspire our team. We believe passionate people and astounded customers lead to unstoppable success.

Our employees' quality of life is important to us. When people feel appreciated, respected and supported, careers thrive and ideas come to fruition. AriensCo employees are provided various great benefit opportunities which may include:

• Medical, Dental, Vision Insurance effective first day of employment
• Onsite health clinic with Bellin Health
• Life Insurance
• 401(k) and profit-sharing plans
• Bonus Programs
• Accident and Critical Illness Insurance
• Paid vacation, holidays and leave programs
• Flexible spending account (FSA) plan
• Voluntary wellness programs
• Employee Product discount program
• Employee Assistance Program
• Gym discount membership program
• Tuition Reimbursement
• Safety shoes and safety prescription glasses reimbursement
• Apprenticeship opportunities
• Cross-training and job rotation opportunities
• Career paths
• Ongoing development through the Ariens Academy
• Kaizen Events - continuous improvement
• Ability to win products
• Daycare facility in Brillion, WI

The concept of diversity is important to us at AriensCo. That's why we've created a culture that is inclusive, accepting and understanding. We embrace diversity among our partners, suppliers and employees. We also strive for diversity in the quality of our ideas. Inclusion and acceptance means that, regardless of who you are, you will always be standing on our welcome mat.

AriensCo is an equal opportunity and affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by applicable law. AriensCo hires and promotes individuals solely on the basis of their qualifications for the job to be filled.

Providing our employees with an environment free of discrimination and harassment is something we take very seriously. Embracing diversity enables us to attract the best talent, foster productive teamwork, and expand our business opportunities.