Market President - Little Rock, AR

Southern Bancorp is a different kind of bank. As a Community Development Financial Institution (CDFI)-a special certification designated for institutions that primarily serve underserved communities-Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, particularly Black and Brown individuals.

The Market President is responsible for lending operations in a designated geographic area, which may include multiple branches and cities. This position develops new customer relationships and maintains a strong presence in the local community. The Market President also manages their own loan portfolio in compliance with bank policies and regulatory requirements.

• Supervise city presidents, loan officers, and lending staff within the designated market.
• Ensure a competent and motivated staff by overseeing hiring, training, performance management, coaching, and evaluations.
• Maintain a thorough understanding of loan policies and procedures, ensuring full compliance.
• Review and recommend procedural changes to enhance the quality of the bank's customer service.
• Achieve and maintain the required loan portfolio balance and yield, as directed by senior management, while adhering to loan policies and procedures.
• Develop new business, maintain a professional network, and establish a strong presence in the local market by participating in civic organizations and community activities.
• Collaborate with team members to cross-sell bank products and services.
• Travel within the market as needed.
• Monitor budgets and strategic plans and prepare materials for monthly Board meetings.
• Support Southern Bancorp's mission-related activities in the market area.
• Complete all required training.
• Perform other duties as assigned.

• Bachelor's degree or an equivalent combination of education and experience.
• Seven (7) or more years of experience in lending and/or business development, with at least five (5) years of management experience.
• Must have or obtain NMLS clearance.

• Proven experience in successful loan portfolio management or related credit/finance disciplines.
• Ability to read, analyze, and interpret complex documents.
• Strong ability to respond effectively to sensitive inquiries or complaints.
• Ability to maintain required certifications, licenses, and registrations.
• Strong leadership skills with a focus on sales, business development, and account relationship management.
• Excellent verbal and written communication skills.
• Extensive knowledge of bank products, policies, and procedures.
• Must possess and maintain a valid driver's license and a vehicle with appropriate insurance coverage.
• Ability to travel throughout the market for meetings and appointments.
• Occasional day and/or overnight travel may be required.

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Physical/Sensory Requirements

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

• 401(k)/Roth plan with immediate eligibility and employer match up to 6%
• Employee stock ownership plan
• Discounted rates on primary home mortgages
• Credit and housing counseling, as well as free financial education tools available to both customers and employees

• No-deductible medical insurance plan
• Dental and vision insurance
• Employer-paid life and long-term disability insurance
• Flexible Spending Accounts

• Paid holidays and paid time off
• Bonus plan
• Opportunity for merit raises
• Employee reward and recognition programs
• Community service opportunities

Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, or status as a protected veteran or qualified individual with a disability, among other factors. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. As a Community Development Financial Institution, Southern Bancorp strives for a workforce that reflects the diversity of the customers and communities we serve. Racial and ethnic minorities, individuals from working-class backgrounds, women, and LGBTQ+ individuals are often underrepresented in financial services. Therefore, we strongly encourage applications from people with these identities or from other marginalized communities.