Relationship Manager, Business / Commercial Banker - Clarksville TN

Altra Federal Credit Union is seeking a dynamic and results-driven Relationship Manager, Business / Commercial Banker to join our team in Clarksville, TN. Altra is a $2.9MM Credit Union with Business Banking hubs in 4 states. We are focused on the continued growth of our portfolio and the communities we serve. Due to our size, we are competitive and have capacity for larger deals.

In this position you will work with Commercial Real Estate and Commercial and Industrial Loan credits. The ideal candidate will have 3+ years of hands-on commercial lending experience. Altra offers a highly competitive compensation package that includes a base salary, plus semiannual incentives, and yearly discretionary bonuses.

Altra's Business Banking team plays a pivotal role in helping our business clients achieve their financial goals by developing solid business relationships built on trust, innovation, and active communication. Our team has been developed in a manner to include extensive business / commercial banking experience from financial institutions of all sizes, both credit unions and National Banks. Whether you are an experienced professional or early in your business / commercial banking career, we have a team that will help continue your success, growth, and career development.

Key Responsibilities:

• Develop and maintain strong relationships with business banking clients, understanding their financial needs.
• Anticipate and make appropriate recommendations to help them live their best lives and achieve their business goals.
• Take lead on reviewing loan and deposit requests, proposing credit solutions, and navigating through Altra's loan approval process.
• Educate our members and make relevant and advantageous referrals through Altra's full array of business and financial services.

Qualifications & Skills:

• Bachelor's degree in finance, accounting, business, economics, or a related field.
• 3+ years of hands-on business / commercial banking, relationship management, or financial services.
• Strong knowledge of business banking products and financial analysis.
• Ability to work with ratio and common sized financials to determine capacity / trends to recommend appropriate loan structure.
• Ability to read, understands, analyze, and interpret complex documents and financial statements.
• Reasoning ability, able to define problems, collect data, establish facts, and draw conclusions, as well as excellent oral and written communication skills.
• Ability to prioritize, organize time, and work independently.
• Proficient in Microsoft Office products (Word, Excel, Outlook, and PowerPoint) and various lending software packages.
• Knowledge of the Clarksville TN business community is a key element to this community-focused role!

Availability:

• This position is 40-hours a week, Monday through Friday
• Typical hours are 8:00 a.m. to 5:00 p.m.
• Will require some flexibility within these hours, as needed.

Work Environment:

• Position will be located at Altra's Clarksville Madison Street office.
• Flexibility to work from home / remote status will be as needed, otherwise working in an Altra building is expected.

Why Join Us?

• Competitive annual salary plus participation in business banking incentive plans.
• Bilingual pay premium of $1.00/hour, must complete and pass the Spanish speaking exam.
• Comprehensive benefits package that includes medical / dental / vision coverage, group life insurance, and supplemental life insurance options.
• Up to a 6% Employer-matched 401(k) + additional 3% employer safe harbor
• Paid time off, volunteer time off, paid holidays, and your birthday off (paid)!
• Employee-only perks and discounts

Altra is proud to be a Great Place to Work certified company six years in a row; 92% of our employees say Altra is a great place to work! At Altra, we invest in each other and work together to make a difference in the communities we serve and to help people live their best life!

We support diversity in the workplace and are an Equal Opportunity Employer. Come join our team, it's where YOU belong!

Bachelors of Finance (required)
High School or GED (required)

3+ years of hands-on business / commercial banking, relationship management, or financial services. (required)
Strong knowledge of business banking products and financial analysis. (required)
Ability to work with ratio and common sized financials to determine capacity / trends to recommend appropriate loan structure. (required)
Ability to read, understands, analyze, and interpret complex documents and financial statements. (required)
Reasoning ability, able to define problems, collect data, establish facts, and draw conclusions, as well as excellent oral and written communication skills. (required)
Ability to prioritize, organize time, and work independently. (required)
Proficient in Microsoft Office products (Word, Excel, Outlook, and PowerPoint) and various lending software packages. (required)
Knowledge of the Clarksville TN business community is a key element to this community-focused role! (required)