Credit Specialist

McLane is one of the largest and most stable supply chain services leaders in the United States. We've been at the forefront of delivering retail and restaurant solutions for convenience stores, mass merchants, drug stores, and chain restaurants for over 125 years. Our vision is to be an agile, innovative, and unified supply chain partner that delivers a superior customer experience, improves the lives of our teammates and community, and produces best-in-class returns.

This is a hybrid position which will require the candidate to report and work from the office a minimum of four days a week. Therefore, interested candidates should be within a 50-minute radius from Carrollton, TX.

The Credit Specialist position is responsible for ensuring efficient collections of past due balances of customer accounts to minimize bad debt risk; ensuring customers meet established credit terms and reducing delinquencies by maintaining receivable balances within targeted terms.

ESSENTIAL JOB FUNCTIONS / PRINCIPAL ACCOUNTABILITIES:

• Negotiate and implement workout plans with the assigned accounts to amortize past due balances in a firm and consistent manner obligating both McLane and the account to that plan; obtain security instruments when deemed necessary (i.e. guarantees, PMSA/GSA, collateral and corporate/personal financial data) to mitigate associated risks. The workout plan or other options must be suitable to management and the customer to obtain payment over a reasonable time period.
• Independently negotiate payment from delinquent customers to maintain receivables within target by ensuring overall compliance with credit terms. Set up short-term notes to accommodate terms compliance with approval of Senior Credit/Collections Manager and/or Director-Credit/Collections. Document all customer correspondence and all customer contacts in Customer Accounts Comments Area within the Oracle JDE systems.
• Monitor delinquent accounts daily to ensure compliance to pay plans and not allow any further exposure to MFS.
• Provide data to our bankruptcy counsel when an account files for bankruptcy. Work closely with the Senior Credit/Collections Manager to document all legal correspondence and track the court activity and rulings.
• Analyze activity of assigned accounts on a regular basis to identify incorrect transactions or account coding that result in service charges, bad debt write-offs and keeping the accounts clean.
• Request financial statements monthly or annually from our top largest exposure accounts as well as marginal or defaulting accounts. Enter the financial data to the Financial Analysis Spreadsheet for review with the Senior Credit/Collections Manager and/or Director-Credit/Collections.
• Periodically interact with senior levels of McLane Restaurant's corporate management and frequently interact with multi-levels of McLane Restaurant's field management.
• Communicate frequently with external customers while diplomatically representing McLane Restaurant's collection position.
• Perform special projects as requested by management in a timely manner.
• Other duties may be assigned.
• Identify and implement processes that enhance the efficiency of the collection activity and the timeliness of customer payment to McLane Restaurant.

MINIMUM REQUIREMENTS:

• Undergraduate degree in finance/accounting preferred (but not required) with minimum of 4-5 years of progressively responsible credit and collections experience. Demonstrated general business knowledge is essential.
• Excellent analytical skills, excellent written and verbal communication skills and strong personal computer skills are required.

Working Conditions:

• Office environment.

Candidates may be subject to a background check and drug screen, in accordance with applicable laws.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.