Commercial and/or Agricultural Lender

Commercial and/or Agricultural Lender

Grundy Bank is a locally owned and operated community bank that has been headquartered out of Morris for over 160 years. Our Commercial Lenders are responsible for business development, origination, underwriting and closing commercial loans. Lenders are also expected to expand relationships with existing clients and establish relationships with prospective business customers.

Essential Duties & Responsibilities

• Develop new business by calling on businesses, professional groups, individuals and existing clients
• Receive and screen loan applications; analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan requests
• Maintain and develop existing portfolio by assessing and meeting client's business and personal needs
• Monitor and review loan portfolio on a regular basis to proactive identify potential problems
• Daily review, approval and disposition of overdrawn deposit accounts
• Negotiate terms, structure loan financing based on risk considerations
• Present credits to loan committee and board of directors
• Handle delinquent accounts in a timely manner
• Maintain a working knowledge of compliance with bank loan policy and banking regulations
• Participation in community events and professional organizations

Experience & Skill Requirements

• Associates / Bachelor's degree or equivalent; with a focus in finance, economics or accounting
• Minimum 2 years banking experience
• Excellent verbal and written communication skills

• Proficient in Microsoft Office Suite (Word, Excel, Outlook)
• Understanding of credit analysis, banking regulations, sales techniques and loans
• Ability to work in a team environment and independently

Grundy Bank offers competitive compensation, health insurance, life/disability insurance, 401k and more.

Equal Opportunity Employer Disability/Veteran reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Grundy Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status or any other characteristic protected by law.